Myntra Kotak Credit Card
Myntra Kotak Credit Card from Kotak Mahindra Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 500 | Reward type: Cashback | Best for: Shopping, Food, Myntra
Estimated value per Rs 100 of eligible spend.
Myntra Kotak Credit Card Overview
Myntra Kotak Credit Card is a Kotak Mahindra Bank credit card. Base reward value is about Rs 1.25 per Rs 100 of eligible spend. Zlash checks boosted categories like Myntra, dining, grocery along with caps and exclusions.
Best For
Myntra Kotak Credit Card is most useful when your spends regularly fall into Myntra, dining, grocery.
Rewards
Myntra
6x the base reward rate.
dining
4x the base reward rate.
Monthly cap: Rs 1,000
grocery
4x the base reward rate.
Monthly cap: Rs 1,000
travel
4x the base reward rate.
Monthly cap: Rs 1,000
movies and entertainment
4x the base reward rate.
Monthly cap: Rs 1,000
partner brands
4x the base reward rate.
Monthly cap: Rs 1,000
Not Good For
- Spends in excluded categories such as wallet reloads, rent, fuel, emi converted transactions.
- International transactions if you need low forex markup; this card lists 3.5% markup.
Welcome And Travel Benefits
Welcome: Includes welcome value up to Rs 500 and voucher-based benefits.
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Travel: Travel benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Reward Exclusions
Milestone Benefits
- Spend Rs 50,000 in a quarterly period for benefit value around Rs 500.
Zlash Verdict
Choose this card when shopping, food, myntra match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of Myntra Kotak Credit Card?
The listed annual fee is Rs 500.
What is Myntra Kotak Credit Card best used for?
Myntra Kotak Credit Card is most useful when your spends regularly fall into Myntra, dining, grocery.
Does Myntra Kotak Credit Card have reward exclusions?
Yes. The extracted exclusions include wallet reloads, rent, fuel, emi converted transactions.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.