Kotak Solitaire Credit Card
Kotak Solitaire Credit Card from Kotak Mahindra Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 25,000 | Reward type: Air Miles | Best for: Travel, Shopping, Flights

Estimated value per Rs 100 of eligible spend.
Kotak Solitaire Credit Card Overview
Kotak Solitaire Credit Card is a Kotak Mahindra Bank credit card. Base reward value is about Rs 3 per Rs 100 of eligible spend. Zlash checks boosted categories like travel, flights, hotels along with caps and exclusions.
Best For
Kotak Solitaire Credit Card is most useful when your spends regularly fall into travel, flights, hotels.
Rewards
travel
3.33x the base reward rate.
flights
3.33x the base reward rate.
hotels
3.33x the base reward rate.
Not Good For
- Spends in excluded categories such as utility services, utility bills, emi transactions, international spends, insurance.
- Users who cannot recover the annual fee through rewards or card benefits.
Welcome And Travel Benefits
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
International lounge: International lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Travel: Travel benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
Reward Exclusions
Zlash Verdict
Choose this card when travel, shopping, flights match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of Kotak Solitaire Credit Card?
The listed annual fee is Rs 25,000.
What is Kotak Solitaire Credit Card best used for?
Kotak Solitaire Credit Card is most useful when your spends regularly fall into travel, flights, hotels.
Does Kotak Solitaire Credit Card have reward exclusions?
Yes. The extracted exclusions include utility services, utility bills, emi transactions, international spends, insurance, education.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.

