LIC Platinum Credit Card
LIC Platinum Credit Card from LIC Cards is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Lifetime free | Best for: Shopping, Insurance, International Spends
LIC Platinum Credit Card Overview
LIC Platinum Credit Card is a LIC Cards credit card. Zlash checks boosted categories like insurance, international spends along with caps and exclusions.
Best For
LIC Platinum Credit Card is most useful when your spends regularly fall into insurance, international spends.
Rewards
insurance
2x the base reward rate.
international spends
2x the base reward rate.
Not Good For
- Spends in excluded categories such as fuel, wallet reloads, emi transactions.
- International transactions if you need low forex markup; this card lists 3.5% markup.
Lifestyle Benefits
Insurance: Insurance benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Reward Exclusions
Zlash Verdict
Choose this card when shopping, insurance, international spends match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of LIC Platinum Credit Card?
The listed annual fee is Lifetime free.
What is LIC Platinum Credit Card best used for?
LIC Platinum Credit Card is most useful when your spends regularly fall into insurance, international spends.
Does LIC Platinum Credit Card have reward exclusions?
Yes. The extracted exclusions include fuel, wallet reloads, emi transactions.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.