LIC Platinum EMV Credit Card
LIC Platinum EMV Credit Card from LIC Cards is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Lifetime free | Reward type: Reward Points | Best for: Shopping

Estimated value per Rs 100 of eligible spend.
LIC Platinum EMV Credit Card Overview
LIC Platinum EMV Credit Card is a LIC Cards credit card. Base reward value is about Rs 0.34 per Rs 100 of eligible spend. Zlash keeps only verified structured facts for this payment option.
Best For
LIC Platinum EMV Credit Card is positioned around Shopping spends.
Not Good For
- Users whose main spends do not match the card's boosted reward categories.
Lifestyle Benefits
Insurance: Insurance benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
2.5% fuel surcharge waiver on eligible fuel transactions.
Zlash Verdict
Choose this card when shopping match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of LIC Platinum EMV Credit Card?
The listed annual fee is Lifetime free.
What is LIC Platinum EMV Credit Card best used for?
LIC Platinum EMV Credit Card is positioned around Shopping spends.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.

