PNB EMT RuPay Platinum Credit Card
PNB EMT RuPay Platinum Credit Card from Punjab National Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 2,000 | Reward type: Reward Points | Best for: Travel, Hotels, Flights
Estimated value per Rs 100 of eligible spend.
PNB EMT RuPay Platinum Credit Card Overview
PNB EMT RuPay Platinum Credit Card is a Punjab National Bank credit card. Base reward value is about Rs 0.25 per Rs 100 of eligible spend. Zlash checks boosted categories like travel, hotels, flights along with caps and exclusions.
Best For
PNB EMT RuPay Platinum Credit Card is most useful when your spends regularly fall into travel, hotels, flights.
Rewards
travel
125x the base reward rate.
hotels
20x the base reward rate.
flights
10x the base reward rate.
Not Good For
- Spends in excluded categories such as cash withdrawal, fuel, jewellery.
- International transactions if you need low forex markup; this card lists 3.5% markup.
Welcome And Travel Benefits
Welcome: Includes welcome value up to Rs 3,000 and voucher-based benefits.
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
International lounge: International lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Insurance: Insurance benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Reward Exclusions
Zlash Verdict
Choose this card when travel, hotels, flights match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of PNB EMT RuPay Platinum Credit Card?
The listed annual fee is Rs 2,000.
What is PNB EMT RuPay Platinum Credit Card best used for?
PNB EMT RuPay Platinum Credit Card is most useful when your spends regularly fall into travel, hotels, flights.
Does PNB EMT RuPay Platinum Credit Card have reward exclusions?
Yes. The extracted exclusions include cash withdrawal, fuel, jewellery.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.