PNB Global Gold Credit Card
PNB Global Gold Credit Card from Punjab National Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 300 | Reward type: Reward Points | Best for: Shopping, Utility Bills
Estimated value per Rs 100 of eligible spend.
PNB Global Gold Credit Card Overview
PNB Global Gold Credit Card is a Punjab National Bank credit card. Base reward value is about Rs 0.25 per Rs 100 of eligible spend. Zlash checks boosted categories like utility bills along with caps and exclusions.
Best For
PNB Global Gold Credit Card is most useful when your spends regularly fall into utility bills.
Rewards
utility bills
1.5x the base reward rate.
Not Good For
- Spends in excluded categories such as fuel, jewelry, cash advance.
- International transactions if you need low forex markup; this card lists 3.5% markup.
- Users who cannot recover the annual fee through rewards or card benefits.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Reward Exclusions
Zlash Verdict
Choose this card when shopping, utility bills match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of PNB Global Gold Credit Card?
The listed annual fee is Rs 300.
What is PNB Global Gold Credit Card best used for?
PNB Global Gold Credit Card is most useful when your spends regularly fall into utility bills.
Does PNB Global Gold Credit Card have reward exclusions?
Yes. The extracted exclusions include fuel, jewelry, cash advance.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.