PNB LUXURA RuPay Metal Credit Card
PNB LUXURA RuPay Metal Credit Card from Punjab National Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 7,500 | Reward type: Reward Points | Best for: Movies, Travel, Dining
Estimated value per Rs 100 of eligible spend.
PNB LUXURA RuPay Metal Credit Card Overview
PNB LUXURA RuPay Metal Credit Card is a Punjab National Bank credit card. Base reward value is about Rs 0.25 per Rs 100 of eligible spend. Zlash checks boosted categories like dining, travel along with caps and exclusions.
Best For
PNB LUXURA RuPay Metal Credit Card is most useful when your spends regularly fall into dining, travel.
Rewards
dining
3x the base reward rate.
travel
3x the base reward rate.
Not Good For
- Users whose main spends do not match the card's boosted reward categories.
Welcome And Travel Benefits
Welcome: Includes welcome value up to Rs 50,000.
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
International lounge: International lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Travel: Travel benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Golf: Golf benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Insurance: Insurance benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
2.5% foreign currency markup.
Milestone Benefits
- Spend Rs 5,00,000 in a yearly period for benefit value around Rs 2,500.
Zlash Verdict
Choose this card when movies, travel, dining match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of PNB LUXURA RuPay Metal Credit Card?
The listed annual fee is Rs 7,500.
What is PNB LUXURA RuPay Metal Credit Card best used for?
PNB LUXURA RuPay Metal Credit Card is most useful when your spends regularly fall into dining, travel.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.