PNB RuPay Platinum Patanjali Credit Card
PNB RuPay Platinum Patanjali Credit Card from Punjab National Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 500 | Best for: Shopping, Partner Brands
Estimated value per Rs 100 of eligible spend.
PNB RuPay Platinum Patanjali Credit Card Overview
PNB RuPay Platinum Patanjali Credit Card is a Punjab National Bank credit card. Base reward value is about Rs 0.17 per Rs 100 of eligible spend. Zlash checks boosted categories like partner brands along with caps and exclusions.
Best For
PNB RuPay Platinum Patanjali Credit Card is most useful when your spends regularly fall into partner brands.
Rewards
partner brands
3x the base reward rate.
Not Good For
- Spends in excluded categories such as fuel, jewelry, cash advance.
- International transactions if you need low forex markup; this card lists 3.5% markup.
- Users who cannot recover the annual fee through rewards or card benefits.
Welcome And Travel Benefits
Welcome: Welcome benefits are listed in extracted facts; verify current issuer terms before applying.
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Travel: Travel benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Insurance: Insurance benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Reward Exclusions
Zlash Verdict
Choose this card when shopping, partner brands match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of PNB RuPay Platinum Patanjali Credit Card?
The listed annual fee is Rs 500.
What is PNB RuPay Platinum Patanjali Credit Card best used for?
PNB RuPay Platinum Patanjali Credit Card is most useful when your spends regularly fall into partner brands.
Does PNB RuPay Platinum Patanjali Credit Card have reward exclusions?
Yes. The extracted exclusions include fuel, jewelry, cash advance.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.