IndianOil RBL Bank XTRA Credit Card
IndianOil RBL Bank XTRA Credit Card from RBL Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 1,500 | Reward type: Reward Points | Best for: Fuel
Estimated value per Rs 100 of eligible spend.
IndianOil RBL Bank XTRA Credit Card Overview
IndianOil RBL Bank XTRA Credit Card is a RBL Bank credit card. Base reward value is about Rs 0.5 per Rs 100 of eligible spend. Zlash checks boosted categories like fuel along with caps and exclusions.
Best For
IndianOil RBL Bank XTRA Credit Card is most useful when your spends regularly fall into fuel.
Rewards
fuel
7.5x the base reward rate.
Monthly cap: Rs 2,000
Not Good For
- Spends in excluded categories such as railways, rentals, utility bills, wallet, government transactions.
- International transactions if you need low forex markup; this card lists 3.5% markup.
Welcome And Travel Benefits
Welcome: Welcome benefits are listed in extracted facts; verify current issuer terms before applying.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Reward Exclusions
Milestone Benefits
- Spend Rs 75,000 in a quarterly period for benefit value around Rs 500.
Zlash Verdict
Choose this card when fuel match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of IndianOil RBL Bank XTRA Credit Card?
The listed annual fee is Rs 1,500.
What is IndianOil RBL Bank XTRA Credit Card best used for?
IndianOil RBL Bank XTRA Credit Card is most useful when your spends regularly fall into fuel.
Does IndianOil RBL Bank XTRA Credit Card have reward exclusions?
Yes. The extracted exclusions include railways, rentals, utility bills, wallet, government transactions.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.