IRCTC RBL Bank Credit Card
IRCTC RBL Bank Credit Card from RBL Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 500 | Reward type: Reward Points | Best for: Travel, Partner Brands, Flights
Estimated value per Rs 100 of eligible spend.
IRCTC RBL Bank Credit Card Overview
IRCTC RBL Bank Credit Card is a RBL Bank credit card. Base reward value is about Rs 0.5 per Rs 100 of eligible spend. Zlash checks boosted categories like travel, partner brands, flights along with caps and exclusions.
Best For
IRCTC RBL Bank Credit Card is most useful when your spends regularly fall into travel, partner brands, flights.
Rewards
travel
5x the base reward rate.
partner brands
3x the base reward rate.
flights
2x the base reward rate.
hotels
2x the base reward rate.
Not Good For
- Spends in excluded categories such as rent, wallet, insurance, fuel.
- International transactions if you need low forex markup; this card lists 3.5% markup.
- Users who cannot recover the annual fee through rewards or card benefits.
Welcome And Travel Benefits
Welcome: Welcome benefits are listed in extracted facts; verify current issuer terms before applying.
Travel: Travel benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Insurance: Insurance benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Reward Exclusions
Zlash Verdict
Choose this card when travel, partner brands, flights match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of IRCTC RBL Bank Credit Card?
The listed annual fee is Rs 500.
What is IRCTC RBL Bank Credit Card best used for?
IRCTC RBL Bank Credit Card is most useful when your spends regularly fall into travel, partner brands, flights.
Does IRCTC RBL Bank Credit Card have reward exclusions?
Yes. The extracted exclusions include rent, wallet, insurance, fuel.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.