Patanjali RBL Bank Swarn Credit Card
Patanjali RBL Bank Swarn Credit Card from RBL Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 1,499 | Reward type: Cashback | Best for: Shopping, Partner Brands
Estimated value per Rs 100 of eligible spend.
Patanjali RBL Bank Swarn Credit Card Overview
Patanjali RBL Bank Swarn Credit Card is a RBL Bank credit card. Base reward value is about Rs 0.25 per Rs 100 of eligible spend. Zlash checks boosted categories like partner brands along with caps and exclusions.
Best For
Patanjali RBL Bank Swarn Credit Card is most useful when your spends regularly fall into partner brands.
Rewards
partner brands
10x the base reward rate.
Monthly cap: Rs 750
Not Good For
- Spends in excluded categories such as railways, utility bills, wallet reloads, rent, insurance.
- International transactions if you need low forex markup; this card lists 3.5% markup.
- Users who cannot recover the annual fee through rewards or card benefits.
Welcome And Travel Benefits
Welcome: Includes welcome value up to Rs 1,000.
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Travel: Travel benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Reward Exclusions
Milestone Benefits
- Spend Rs 3,00,000 in a yearly period for benefit value around Rs 1,500.
- Spend Rs 5,00,000 in a yearly period.
Zlash Verdict
Choose this card when shopping, partner brands match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of Patanjali RBL Bank Swarn Credit Card?
The listed annual fee is Rs 1,499.
What is Patanjali RBL Bank Swarn Credit Card best used for?
Patanjali RBL Bank Swarn Credit Card is most useful when your spends regularly fall into partner brands.
Does Patanjali RBL Bank Swarn Credit Card have reward exclusions?
Yes. The extracted exclusions include railways, utility bills, wallet reloads, rent, insurance, education.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.