RBL Bank Monthly Treats Credit Card
RBL Bank Monthly Treats Credit Card from RBL Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 100 | Best for: Dining, Grocery, Movies And Entertainment

Estimated value per Rs 100 of eligible spend.
RBL Bank Monthly Treats Credit Card Overview
RBL Bank Monthly Treats Credit Card is a RBL Bank credit card. Base reward value is about Rs 0.25 per Rs 100 of eligible spend. Zlash checks boosted categories like grocery, movies and entertainment, utility bills along with caps and exclusions.
Best For
RBL Bank Monthly Treats Credit Card is most useful when your spends regularly fall into grocery, movies and entertainment, utility bills.
Rewards
grocery
10x the base reward rate.
Monthly cap: Rs 100
movies and entertainment
10x the base reward rate.
Monthly cap: Rs 100
utility bills
10x the base reward rate.
Monthly cap: Rs 100
dining
10x the base reward rate.
Monthly cap: Rs 100
online shopping
2x the base reward rate.
Not Good For
- Spends in excluded categories such as fuel.
- International transactions if you need low forex markup; this card lists 3.5% markup.
- Users who cannot recover the annual fee through rewards or card benefits.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Reward Exclusions
Milestone Benefits
- Spend Rs 3,000 in a monthly period for benefit value around Rs 100.
- Spend Rs 5,000 in a monthly period for benefit value around Rs 100.
Zlash Verdict
Choose this card when dining, grocery, movies and entertainment match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of RBL Bank Monthly Treats Credit Card?
The listed annual fee is Rs 100.
What is RBL Bank Monthly Treats Credit Card best used for?
RBL Bank Monthly Treats Credit Card is most useful when your spends regularly fall into grocery, movies and entertainment, utility bills.
Does RBL Bank Monthly Treats Credit Card have reward exclusions?
Yes. The extracted exclusions include fuel.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.

