RBL Bank Novio Credit Card
RBL Bank Novio Credit Card from RBL Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 500 | Reward type: Reward Points | Best for: Shopping, Online Shopping
RBL Bank Novio Credit Card Overview
RBL Bank Novio Credit Card is a RBL Bank credit card. Zlash checks boosted categories like online shopping along with caps and exclusions.
Best For
RBL Bank Novio Credit Card is most useful when your spends regularly fall into online shopping.
Rewards
online shopping
2x the base reward rate.
Not Good For
- Spends in excluded categories such as fuel, auto, education, railways, insurance.
- International transactions if you need low forex markup; this card lists 3.5% markup.
- Users who cannot recover the annual fee through rewards or card benefits.
Welcome And Travel Benefits
Welcome: Includes welcome value up to Rs 5,000.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Reward Exclusions
Milestone Benefits
- Spend Rs 1,50,000 in a yearly period.
- Spend Rs 3,00,000 in a yearly period.
Zlash Verdict
Choose this card when shopping, online shopping match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of RBL Bank Novio Credit Card?
The listed annual fee is Rs 500.
What is RBL Bank Novio Credit Card best used for?
RBL Bank Novio Credit Card is most useful when your spends regularly fall into online shopping.
Does RBL Bank Novio Credit Card have reward exclusions?
Yes. The extracted exclusions include fuel, auto, education, railways, insurance, government services.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.