Aditya Birla SBI Credit Card
Aditya Birla SBI Credit Card from SBI Card is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 499 | Best for: Travel, Shopping, Partner Brands

Estimated value per Rs 100 of eligible spend.
Aditya Birla SBI Credit Card Overview
Aditya Birla SBI Credit Card is a SBI Card credit card. Base reward value is about Rs 0.12 per Rs 100 of eligible spend. Zlash checks boosted categories like partner brands, dining, movies and entertainment along with caps and exclusions.
Best For
Aditya Birla SBI Credit Card is most useful when your spends regularly fall into partner brands, dining, movies and entertainment.
Rewards
partner brands
20x the base reward rate.
dining
10x the base reward rate.
movies and entertainment
10x the base reward rate.
hotels
10x the base reward rate.
Not Good For
- International transactions if you need low forex markup; this card lists 3.5% markup.
- Users who cannot recover the annual fee through rewards or card benefits.
Welcome And Travel Benefits
Welcome: Welcome benefits are listed in extracted facts; verify current issuer terms before applying.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Milestone Benefits
- Spend Rs 1,00,000 in a yearly period for benefit value around Rs 500.
- Spend Rs 1,50,000 in a yearly period for benefit value around Rs 500.
Zlash Verdict
Choose this card when travel, shopping, partner brands match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of Aditya Birla SBI Credit Card?
The listed annual fee is Rs 499.
What is Aditya Birla SBI Credit Card best used for?
Aditya Birla SBI Credit Card is most useful when your spends regularly fall into partner brands, dining, movies and entertainment.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.

