Apollo SBI Credit Card
Apollo SBI Credit Card from SBI Card is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 499 | Best for: Shopping, Partner Brands, Dining

Estimated value per Rs 100 of eligible spend.
Apollo SBI Credit Card Overview
Apollo SBI Credit Card is a SBI Card credit card. Base reward value is about Rs 0.5 per Rs 100 of eligible spend. Zlash checks boosted categories like partner brands, dining, movies and entertainment along with caps and exclusions.
Best For
Apollo SBI Credit Card is most useful when your spends regularly fall into partner brands, dining, movies and entertainment.
Rewards
partner brands
6x the base reward rate.
dining
4x the base reward rate.
movies and entertainment
4x the base reward rate.
Not Good For
- Spends in excluded categories such as fuel.
- International transactions if you need low forex markup; this card lists 3.5% markup.
Welcome And Travel Benefits
Welcome: Welcome benefits are listed in extracted facts; verify current issuer terms before applying.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Reward Exclusions
Milestone Benefits
- Spend Rs 75,000 in a yearly period.
- Spend Rs 1,00,000 in a yearly period for benefit value around Rs 499.
Zlash Verdict
Choose this card when shopping, partner brands, dining match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of Apollo SBI Credit Card?
The listed annual fee is Rs 499.
What is Apollo SBI Credit Card best used for?
Apollo SBI Credit Card is most useful when your spends regularly fall into partner brands, dining, movies and entertainment.
Does Apollo SBI Credit Card have reward exclusions?
Yes. The extracted exclusions include fuel.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.

