BPCL SBI Credit Card
BPCL SBI Credit Card from SBI Card is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 499 | Reward type: Reward Points | Best for: Fuel, Dining, Movies And Entertainment
Estimated value per Rs 100 of eligible spend.
BPCL SBI Credit Card Overview
BPCL SBI Credit Card is a SBI Card credit card. Base reward value is about Rs 0.06 per Rs 100 of eligible spend. Zlash checks boosted categories like fuel, dining, movies and entertainment along with caps and exclusions.
Best For
BPCL SBI Credit Card is most useful when your spends regularly fall into fuel, dining, movies and entertainment.
Rewards
fuel
13x the base reward rate.
dining
5x the base reward rate.
Monthly cap: Rs 1,250
movies and entertainment
5x the base reward rate.
Monthly cap: Rs 1,250
grocery
5x the base reward rate.
Monthly cap: Rs 1,250
Not Good For
- Spends in excluded categories such as wallet reloads.
- International transactions if you need low forex markup; this card lists 3.5% markup.
Welcome And Travel Benefits
Welcome: Includes welcome value up to Rs 500.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Reward Exclusions
Milestone Benefits
- Spend Rs 50,000 in a yearly period for benefit value around Rs 499.
Zlash Verdict
Choose this card when fuel, dining, movies and entertainment match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of BPCL SBI Credit Card?
The listed annual fee is Rs 499.
What is BPCL SBI Credit Card best used for?
BPCL SBI Credit Card is most useful when your spends regularly fall into fuel, dining, movies and entertainment.
Does BPCL SBI Credit Card have reward exclusions?
Yes. The extracted exclusions include wallet reloads.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.