Cashback SBI Credit Card
Cashback SBI Credit Card from SBI Card is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 999 | Reward type: Cashback | Best for: Shopping, Food, Online Shopping
Estimated value per Rs 100 of eligible spend.
Cashback SBI Credit Card Overview
Cashback SBI Credit Card is a SBI Card credit card. Base reward value is about Rs 1 per Rs 100 of eligible spend. Zlash checks boosted categories like online shopping along with caps and exclusions.
Best For
Cashback SBI Credit Card is most useful when your spends regularly fall into online shopping.
Rewards
online shopping
5x the base reward rate.
Monthly cap: Rs 5,000
Not Good For
- Spends in excluded categories such as rent, wallet reloads, fuel, education, insurance.
- International transactions if you need low forex markup; this card lists 3.5% markup.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Reward Exclusions
Milestone Benefits
- Spend Rs 2,00,000 in a yearly period for benefit value around Rs 999.
Zlash Verdict
Choose this card when shopping, food, online shopping match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of Cashback SBI Credit Card?
The listed annual fee is Rs 999.
What is Cashback SBI Credit Card best used for?
Cashback SBI Credit Card is most useful when your spends regularly fall into online shopping.
Does Cashback SBI Credit Card have reward exclusions?
Yes. The extracted exclusions include rent, wallet reloads, fuel, education, insurance, utility bills.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.