Doctor’s IMA SBI Card
Doctor’s IMA SBI Card from SBI Card is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 1,499 | Reward type: Reward Points | Best for: Health, Travel, International Spends
Estimated value per Rs 100 of eligible spend.
Doctor’s IMA SBI Card Overview
Doctor’s IMA SBI Card is a SBI Card credit card. Base reward value is about Rs 0.06 per Rs 100 of eligible spend. Zlash checks boosted categories like travel, international spends, partner brands along with caps and exclusions.
Best For
Doctor’s IMA SBI Card is most useful when your spends regularly fall into travel, international spends, partner brands.
Rewards
travel
5x the base reward rate.
international spends
5x the base reward rate.
partner brands
5x the base reward rate.
Not Good For
- Spends in excluded categories such as balance transfers, cash advances, financial charges, late payment charges, dishonoured cheque charges.
- International transactions if you need low forex markup; this card lists 3.5% markup.
Welcome And Travel Benefits
Welcome: Includes welcome value up to Rs 1,500 and voucher-based benefits.
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
International lounge: International lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Insurance: Insurance benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Reward Exclusions
Milestone Benefits
- Spend Rs 5,00,000 in a yearly period for benefit value around Rs 5,000.
- Spend Rs 2,00,000 in a yearly period for benefit value around Rs 1,499.
Zlash Verdict
Choose this card when health, travel, international spends match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of Doctor’s IMA SBI Card?
The listed annual fee is Rs 1,499.
What is Doctor’s IMA SBI Card best used for?
Doctor’s IMA SBI Card is most useful when your spends regularly fall into travel, international spends, partner brands.
Does Doctor’s IMA SBI Card have reward exclusions?
Yes. The extracted exclusions include balance transfers, cash advances, financial charges, late payment charges, dishonoured cheque charges, service fees.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.