IndiGo SBI Credit Card
IndiGo SBI Credit Card from SBI Card is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 1,499 | Reward type: Air Miles | Best for: Travel, Flights, Hotels
Estimated value per Rs 100 of eligible spend.
IndiGo SBI Credit Card Overview
IndiGo SBI Credit Card is a SBI Card credit card. Base reward value is about Rs 0.5 per Rs 100 of eligible spend. Zlash checks boosted categories like flights, travel, hotels along with caps and exclusions.
Best For
IndiGo SBI Credit Card is most useful when your spends regularly fall into flights, travel, hotels.
Rewards
flights
3x the base reward rate.
travel
2x the base reward rate.
hotels
2x the base reward rate.
Not Good For
- Spends in excluded categories such as cash withdrawals, balance transfers, flexipay, e wallet uploads, cashback transactions.
- International transactions if you need low forex markup; this card lists 3.5% markup.
- Users who cannot recover the annual fee through rewards or card benefits.
Welcome And Travel Benefits
Welcome: Welcome benefits are listed in extracted facts; verify current issuer terms before applying.
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Reward Exclusions
Milestone Benefits
- Spend Rs 2,00,000 in a yearly period for benefit value around Rs 1,250.
- Spend Rs 4,00,000 in a yearly period for benefit value around Rs 1,250.
- Spend Rs 6,00,000 in a yearly period for benefit value around Rs 1,250.
Zlash Verdict
Choose this card when travel, flights, hotels match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of IndiGo SBI Credit Card?
The listed annual fee is Rs 1,499.
What is IndiGo SBI Credit Card best used for?
IndiGo SBI Credit Card is most useful when your spends regularly fall into flights, travel, hotels.
Does IndiGo SBI Credit Card have reward exclusions?
Yes. The extracted exclusions include cash withdrawals, balance transfers, flexipay, e wallet uploads, cashback transactions, rentals.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.