KrisFlyer SBI Card Apex
KrisFlyer SBI Card Apex from SBI Card is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 9,999 | Reward type: KrisFlyer Miles | Best for: Travel, International Spends

KrisFlyer SBI Card Apex Overview
KrisFlyer SBI Card Apex is a SBI Card credit card. Zlash checks boosted categories like travel, international spends along with caps and exclusions.
Best For
KrisFlyer SBI Card Apex is most useful when your spends regularly fall into travel, international spends.
Rewards
travel
1.67x the base reward rate.
international spends
1.33x the base reward rate.
Not Good For
- Spends in excluded categories such as fuel, rent, utility bills, wallet reloads.
- International transactions if you need low forex markup; this card lists 3.5% markup.
- Users who cannot recover the annual fee through rewards or card benefits.
Welcome And Travel Benefits
Welcome: Welcome benefits are listed in extracted facts; verify current issuer terms before applying.
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
International lounge: International lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Travel: Travel benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Insurance: Insurance benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Reward Exclusions
Milestone Benefits
- Spend Rs 5,00,000 in a yearly period.
- Spend Rs 7,50,000 in a yearly period.
- Spend Rs 10,00,000 in a yearly period.
Zlash Verdict
Choose this card when travel, international spends match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of KrisFlyer SBI Card Apex?
The listed annual fee is Rs 9,999.
What is KrisFlyer SBI Card Apex best used for?
KrisFlyer SBI Card Apex is most useful when your spends regularly fall into travel, international spends.
Does KrisFlyer SBI Card Apex have reward exclusions?
Yes. The extracted exclusions include fuel, rent, utility bills, wallet reloads.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.

