Lifestyle Home Centre SBI Card Prime
Lifestyle Home Centre SBI Card Prime from SBI Card is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 2,999 | Best for: Shopping, Partner Brands, Dining

Estimated value per Rs 100 of eligible spend.
Lifestyle Home Centre SBI Card Prime Overview
Lifestyle Home Centre SBI Card Prime is a SBI Card credit card. Base reward value is about Rs 0.12 per Rs 100 of eligible spend. Zlash checks boosted categories like partner brands, dining, movies and entertainment along with caps and exclusions.
Best For
Lifestyle Home Centre SBI Card Prime is most useful when your spends regularly fall into partner brands, dining, movies and entertainment.
Rewards
partner brands
7.5x the base reward rate.
dining
5x the base reward rate.
movies and entertainment
5x the base reward rate.
Not Good For
- International transactions if you need low forex markup; this card lists 3.5% markup.
- Users who cannot recover the annual fee through rewards or card benefits.
Welcome And Travel Benefits
Welcome: Includes welcome value up to Rs 3000.
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
International lounge: International lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Travel: Travel benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Milestone Benefits
- Spend Rs 40,000 in a yearly period for benefit value around Rs 2,000.
- Spend Rs 1,00,000 in a yearly period for benefit value around Rs 3,000.
- Spend Rs 1,80,000 in a yearly period for benefit value around Rs 5,000.
- Spend Rs 2,00,000 in a yearly period for benefit value around Rs 500.
- Spend Rs 5,00,000 in a yearly period for benefit value around Rs 5,000.
Zlash Verdict
Choose this card when shopping, partner brands, dining match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of Lifestyle Home Centre SBI Card Prime?
The listed annual fee is Rs 2,999.
What is Lifestyle Home Centre SBI Card Prime best used for?
Lifestyle Home Centre SBI Card Prime is most useful when your spends regularly fall into partner brands, dining, movies and entertainment.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.

