Paytm SBI Credit Card
Paytm SBI Credit Card from SBI Card is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 499 | Best for: Shopping, Travel, Movies And Entertainment
Estimated value per Rs 100 of eligible spend.
Paytm SBI Credit Card Overview
Paytm SBI Credit Card is a SBI Card credit card. Base reward value is about Rs 1 per Rs 100 of eligible spend. Zlash checks boosted categories like travel, movies and entertainment, partner brands along with caps and exclusions.
Best For
Paytm SBI Credit Card is most useful when your spends regularly fall into travel, movies and entertainment, partner brands.
Rewards
travel
3x the base reward rate.
movies and entertainment
3x the base reward rate.
partner brands
3x the base reward rate.
online shopping
2x the base reward rate.
Not Good For
- Spends in excluded categories such as wallet reloads.
- International transactions if you need low forex markup; this card lists 3.5% markup.
- Users who cannot recover the annual fee through rewards or card benefits.
Welcome And Travel Benefits
Welcome: Includes welcome value up to Rs 899.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Reward Exclusions
Milestone Benefits
- Spend Rs 1,00,000 in a yearly period.
Zlash Verdict
Choose this card when shopping, travel, movies and entertainment match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of Paytm SBI Credit Card?
The listed annual fee is Rs 499.
What is Paytm SBI Credit Card best used for?
Paytm SBI Credit Card is most useful when your spends regularly fall into travel, movies and entertainment, partner brands.
Does Paytm SBI Credit Card have reward exclusions?
Yes. The extracted exclusions include wallet reloads.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.