PhonePe SBI PURPLE Credit Card
PhonePe SBI PURPLE Credit Card from SBI Card is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 499 | Reward type: Reward Points | Best for: Shopping, Utility Bills, Insurance
Estimated value per Rs 100 of eligible spend.
PhonePe SBI PURPLE Credit Card Overview
PhonePe SBI PURPLE Credit Card is a SBI Card credit card. Base reward value is about Rs 1 per Rs 100 of eligible spend. Zlash checks boosted categories like utility bills, insurance, travel along with caps and exclusions.
Best For
PhonePe SBI PURPLE Credit Card is most useful when your spends regularly fall into utility bills, insurance, travel.
Rewards
utility bills
3x the base reward rate.
Monthly cap: Rs 1,000
insurance
3x the base reward rate.
Monthly cap: Rs 1,000
travel
3x the base reward rate.
Monthly cap: Rs 1,000
online shopping
2x the base reward rate.
Monthly cap: Rs 1,000
UPI
1x the base reward rate.
Monthly cap: Rs 1,000
Not Good For
- Spends in excluded categories such as wallet reloads, fuel, rent, education, governmental spends.
- International transactions if you need low forex markup; this card lists 3.5% markup.
Welcome And Travel Benefits
Welcome: Includes welcome value up to Rs 500 and voucher-based benefits.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Reward Exclusions
Milestone Benefits
- Spend Rs 3,00,000 in a yearly period for benefit value around Rs 3,000.
Zlash Verdict
Choose this card when shopping, utility bills, insurance match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of PhonePe SBI PURPLE Credit Card?
The listed annual fee is Rs 499.
What is PhonePe SBI PURPLE Credit Card best used for?
PhonePe SBI PURPLE Credit Card is most useful when your spends regularly fall into utility bills, insurance, travel.
Does PhonePe SBI PURPLE Credit Card have reward exclusions?
Yes. The extracted exclusions include wallet reloads, fuel, rent, education, governmental spends, digital gaming platform merchants.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.