SBI MILES Credit Card
SBI MILES Credit Card from SBI Card is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 1,499 | Reward type: Reward Points | Best for: Travel
Estimated value per Rs 100 of eligible spend.
SBI MILES Credit Card Overview
SBI MILES Credit Card is a SBI Card credit card. Base reward value is about Rs 0.25 per Rs 100 of eligible spend. Zlash checks boosted categories like travel along with caps and exclusions.
Best For
SBI MILES Credit Card is most useful when your spends regularly fall into travel.
Rewards
travel
2x the base reward rate.
Not Good For
- Spends in excluded categories such as fuel, emi transactions, wallet uploads, property rental, utility bills.
- International transactions if you need low forex markup; this card lists 3% markup.
Welcome And Travel Benefits
Welcome: Includes welcome value up to Rs 30,000.
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Travel: Travel benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3% foreign currency markup.
Reward Exclusions
Milestone Benefits
- Spend Rs 5,00,000 in a yearly period for benefit value around Rs 2,500.
- Spend Rs 1,00,000 in a yearly period.
Zlash Verdict
Choose this card when travel match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of SBI MILES Credit Card?
The listed annual fee is Rs 1,499.
What is SBI MILES Credit Card best used for?
SBI MILES Credit Card is most useful when your spends regularly fall into travel.
Does SBI MILES Credit Card have reward exclusions?
Yes. The extracted exclusions include fuel, emi transactions, wallet uploads, property rental, utility bills, insurance.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.