SBI Card PULSE
SBI Card PULSE from SBI Card is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 1,499 | Reward type: Reward Points | Best for: Travel, Shopping, Health
Estimated value per Rs 100 of eligible spend.
SBI Card PULSE Overview
SBI Card PULSE is a SBI Card credit card. Base reward value is about Rs 0.12 per Rs 100 of eligible spend. Zlash checks boosted categories like movies and entertainment, dining, partner brands along with caps and exclusions.
Best For
SBI Card PULSE is most useful when your spends regularly fall into movies and entertainment, dining, partner brands.
Rewards
movies and entertainment
5x the base reward rate.
Monthly cap: Rs 1,875
dining
5x the base reward rate.
Monthly cap: Rs 1,875
partner brands
5x the base reward rate.
Monthly cap: Rs 1,875
Not Good For
- Spends in excluded categories such as cash withdrawals, fuel purchases, balance transfers, wallet reloading.
- International transactions if you need low forex markup; this card lists 3.5% markup.
Welcome And Travel Benefits
Welcome: Includes welcome value up to Rs 7,999.
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Travel: Travel benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Insurance: Insurance benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Reward Exclusions
Milestone Benefits
- Spend Rs 4,00,000 in a yearly period for benefit value around Rs 1,500.
Zlash Verdict
Choose this card when travel, shopping, health match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of SBI Card PULSE?
The listed annual fee is Rs 1,499.
What is SBI Card PULSE best used for?
SBI Card PULSE is most useful when your spends regularly fall into movies and entertainment, dining, partner brands.
Does SBI Card PULSE have reward exclusions?
Yes. The extracted exclusions include cash withdrawals, fuel purchases, balance transfers, wallet reloading.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.