SBI Prime Credit Card
SBI Prime Credit Card from SBI Card is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 2,999 | Reward type: Reward Points | Best for: Travel, Shopping, Dining
Estimated value per Rs 100 of eligible spend.
SBI Prime Credit Card Overview
SBI Prime Credit Card is a SBI Card credit card. Base reward value is about Rs 0.12 per Rs 100 of eligible spend. Zlash checks boosted categories like dining, grocery, movies and entertainment along with caps and exclusions.
Best For
SBI Prime Credit Card is most useful when your spends regularly fall into dining, grocery, movies and entertainment.
Rewards
dining
5x the base reward rate.
Monthly cap: Rs 1,875
grocery
5x the base reward rate.
Monthly cap: Rs 1,875
movies and entertainment
5x the base reward rate.
Monthly cap: Rs 1,875
Not Good For
- International transactions if you need low forex markup; this card lists 3.5% markup.
Welcome And Travel Benefits
Welcome: Includes welcome value up to Rs 3,000 and voucher-based benefits.
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
International lounge: International lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Travel: Travel benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Golf: Golf benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Insurance: Insurance benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Milestone Benefits
- Spend Rs 50,000 in a quarterly period for benefit value around Rs 1,000.
- Spend Rs 5,00,000 in a yearly period for benefit value around Rs 7,000.
Zlash Verdict
Choose this card when travel, shopping, dining match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of SBI Prime Credit Card?
The listed annual fee is Rs 2,999.
What is SBI Prime Credit Card best used for?
SBI Prime Credit Card is most useful when your spends regularly fall into dining, grocery, movies and entertainment.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.