SBI SimplyCLICK Credit Card
SBI SimplyCLICK Credit Card from SBI Card is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 499 | Reward type: Reward Points | Best for: Shopping, Myntra, Travel
Estimated value per Rs 100 of eligible spend.
SBI SimplyCLICK Credit Card Overview
SBI SimplyCLICK Credit Card is a SBI Card credit card. Base reward value is about Rs 0.06 per Rs 100 of eligible spend. Zlash checks boosted categories like Myntra, travel, dining along with caps and exclusions.
Best For
SBI SimplyCLICK Credit Card is most useful when your spends regularly fall into Myntra, travel, dining.
Rewards
Myntra
10x the base reward rate.
Monthly cap: Rs 2,500
travel
10x the base reward rate.
Monthly cap: Rs 2,500
dining
10x the base reward rate.
Monthly cap: Rs 2,500
movies and entertainment
10x the base reward rate.
Monthly cap: Rs 2,500
partner brands
10x the base reward rate.
Monthly cap: Rs 2,500
online shopping
5x the base reward rate.
Monthly cap: Rs 2,500
Amazon
5x the base reward rate.
Monthly cap: Rs 2,500
Not Good For
- Spends in excluded categories such as rent, fuel, wallet reloads, utility bills.
- International transactions if you need low forex markup; this card lists 3.5% markup.
Welcome And Travel Benefits
Welcome: Includes welcome value up to Rs 500.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Reward Exclusions
Milestone Benefits
- Spend Rs 1,00,000 in a yearly period for benefit value around Rs 2,000.
- Spend Rs 2,00,000 in a yearly period for benefit value around Rs 2,000.
Zlash Verdict
Choose this card when shopping, myntra, travel match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of SBI SimplyCLICK Credit Card?
The listed annual fee is Rs 499.
What is SBI SimplyCLICK Credit Card best used for?
SBI SimplyCLICK Credit Card is most useful when your spends regularly fall into Myntra, travel, dining.
Does SBI SimplyCLICK Credit Card have reward exclusions?
Yes. The extracted exclusions include rent, fuel, wallet reloads, utility bills.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.