SBI SimplySAVE UPI Rupay Credit Card
SBI SimplySAVE UPI Rupay Credit Card from SBI Card is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 499 | Reward type: Reward Points | Best for: Shopping, Dining, Grocery
Estimated value per Rs 100 of eligible spend.
SBI SimplySAVE UPI Rupay Credit Card Overview
SBI SimplySAVE UPI Rupay Credit Card is a SBI Card credit card. Base reward value is about Rs 0.17 per Rs 100 of eligible spend. Zlash checks boosted categories like dining, grocery, movies and entertainment along with caps and exclusions.
Best For
SBI SimplySAVE UPI Rupay Credit Card is most useful when your spends regularly fall into dining, grocery, movies and entertainment.
Rewards
dining
10x the base reward rate.
Monthly cap: Rs 1,250
grocery
10x the base reward rate.
Monthly cap: Rs 1,250
movies and entertainment
10x the base reward rate.
Monthly cap: Rs 1,250
partner brands
10x the base reward rate.
Monthly cap: Rs 1,250
Not Good For
- Spends in excluded categories such as rent, government payments, fuel.
- International transactions if you need low forex markup; this card lists 3.5% markup.
Welcome And Travel Benefits
Welcome: Includes welcome value up to Rs 2,000.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Reward Exclusions
Milestone Benefits
- Spend Rs 1,00,000 in a yearly period for benefit value around Rs 499.
Zlash Verdict
Choose this card when shopping, dining, grocery match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of SBI SimplySAVE UPI Rupay Credit Card?
The listed annual fee is Rs 499.
What is SBI SimplySAVE UPI Rupay Credit Card best used for?
SBI SimplySAVE UPI Rupay Credit Card is most useful when your spends regularly fall into dining, grocery, movies and entertainment.
Does SBI SimplySAVE UPI Rupay Credit Card have reward exclusions?
Yes. The extracted exclusions include rent, government payments, fuel.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.