Standard Chartered Beyond Credit Card
Standard Chartered Beyond Credit Card from Standard Chartered Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 25,000 | Reward type: Reward Points | Best for: Travel, Shopping, Utility Bills
Estimated value per Rs 100 of eligible spend.
Standard Chartered Beyond Credit Card Overview
Standard Chartered Beyond Credit Card is a Standard Chartered Bank credit card. Base reward value is about Rs 3.33 per Rs 100 of eligible spend. Zlash checks boosted categories like utility bills, grocery, insurance along with caps and exclusions.
Best For
Standard Chartered Beyond Credit Card is most useful when your spends regularly fall into utility bills, grocery, insurance.
Rewards
utility bills
0.6x the base reward rate.
grocery
0.6x the base reward rate.
insurance
0.6x the base reward rate.
education
0.6x the base reward rate.
rent
0.6x the base reward rate.
partner brands
0.6x the base reward rate.
Not Good For
- Users who cannot recover the annual fee through rewards or card benefits.
Welcome And Travel Benefits
Welcome: Includes welcome value up to Rs 15,000 and voucher-based benefits.
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
International lounge: International lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Travel: Travel benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Golf: Golf benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
2% foreign currency markup.
Zlash Verdict
Choose this card when travel, shopping, utility bills match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of Standard Chartered Beyond Credit Card?
The listed annual fee is Rs 25,000.
What is Standard Chartered Beyond Credit Card best used for?
Standard Chartered Beyond Credit Card is most useful when your spends regularly fall into utility bills, grocery, insurance.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.