Standard Chartered DigiSmart Credit Card
Standard Chartered DigiSmart Credit Card from Standard Chartered Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 49 | Reward type: Cashback | Best for: Movies, Travel, Shopping
Standard Chartered DigiSmart Credit Card Overview
Standard Chartered DigiSmart Credit Card is a Standard Chartered Bank credit card. Zlash checks boosted categories like Myntra, grocery, dining along with caps and exclusions.
Best For
Standard Chartered DigiSmart Credit Card is most useful when your spends regularly fall into Myntra, grocery, dining.
Rewards
Myntra
1x the base reward rate.
Monthly cap: Rs 700
grocery
1x the base reward rate.
Monthly cap: Rs 1,000
dining
1x the base reward rate.
Monthly cap: Rs 150
movies and entertainment
1x the base reward rate.
Monthly cap: Rs 400
flights
1x the base reward rate.
hotels
1x the base reward rate.
travel
1x the base reward rate.
Monthly cap: Rs 600
Not Good For
- International transactions if you need low forex markup; this card lists 3.5% markup.
Welcome And Travel Benefits
Travel: Travel benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Zlash Verdict
Choose this card when movies, travel, shopping match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of Standard Chartered DigiSmart Credit Card?
The listed annual fee is Rs 49.
What is Standard Chartered DigiSmart Credit Card best used for?
Standard Chartered DigiSmart Credit Card is most useful when your spends regularly fall into Myntra, grocery, dining.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.