Standard Chartered Rewards Credit Card
Standard Chartered Rewards Credit Card from Standard Chartered Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 1,000 | Reward type: Cashback | Best for: Shopping, Online Shopping, Insurance
Estimated value per Rs 100 of eligible spend.
Standard Chartered Rewards Credit Card Overview
Standard Chartered Rewards Credit Card is a Standard Chartered Bank credit card. Base reward value is about Rs 0.53 per Rs 100 of eligible spend. Zlash checks boosted categories like online shopping, insurance, government payments along with caps and exclusions.
Best For
Standard Chartered Rewards Credit Card is most useful when your spends regularly fall into online shopping, insurance, government payments.
Rewards
online shopping
1x the base reward rate.
insurance
0.25x the base reward rate.
government payments
0.25x the base reward rate.
Not Good For
- Spends in excluded categories such as fuel, cash advance.
- International transactions if you need low forex markup; this card lists 3.5% markup.
Welcome And Travel Benefits
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Travel: Travel benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Reward Exclusions
Milestone Benefits
- Spend Rs 20,000 in a monthly period.
Zlash Verdict
Choose this card when shopping, online shopping, insurance match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of Standard Chartered Rewards Credit Card?
The listed annual fee is Rs 1,000.
What is Standard Chartered Rewards Credit Card best used for?
Standard Chartered Rewards Credit Card is most useful when your spends regularly fall into online shopping, insurance, government payments.
Does Standard Chartered Rewards Credit Card have reward exclusions?
Yes. The extracted exclusions include fuel, cash advance.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.