Standard Chartered Smart Credit Card
Standard Chartered Smart Credit Card from Standard Chartered Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 499 | Reward type: Cashback | Best for: Shopping, Online Shopping, Partner Brands
Estimated value per Rs 100 of eligible spend.
Standard Chartered Smart Credit Card Overview
Standard Chartered Smart Credit Card is a Standard Chartered Bank credit card. Base reward value is about Rs 1 per Rs 100 of eligible spend. Zlash checks boosted categories like online shopping, partner brands along with caps and exclusions.
Best For
Standard Chartered Smart Credit Card is most useful when your spends regularly fall into online shopping, partner brands.
Rewards
online shopping
2x the base reward rate.
Monthly cap: Rs 1,000
partner brands
1x the base reward rate.
Monthly cap: Rs 500
Not Good For
- Spends in excluded categories such as fuel.
- International transactions if you need low forex markup; this card lists 3.5% markup.
Welcome And Travel Benefits
Welcome: Welcome benefits are listed in extracted facts; verify current issuer terms before applying.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Reward Exclusions
Zlash Verdict
Choose this card when shopping, online shopping, partner brands match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of Standard Chartered Smart Credit Card?
The listed annual fee is Rs 499.
What is Standard Chartered Smart Credit Card best used for?
Standard Chartered Smart Credit Card is most useful when your spends regularly fall into online shopping, partner brands.
Does Standard Chartered Smart Credit Card have reward exclusions?
Yes. The extracted exclusions include fuel.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.