Union Bank NEXTERIA Credit Card
Union Bank NEXTERIA Credit Card from Union Bank of India is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 12,499 | Reward type: Reward Points | Best for: Travel, Shopping, Online Shopping
Union Bank NEXTERIA Credit Card Overview
Union Bank NEXTERIA Credit Card is an Union Bank of India credit card. Zlash checks boosted categories like online shopping along with caps and exclusions.
Best For
Union Bank NEXTERIA Credit Card is most useful when your spends regularly fall into online shopping.
Rewards
online shopping
10x the base reward rate.
Not Good For
- Spends in excluded categories such as jewellery, fuel, cash withdrawals, bitcoin, wallet loading.
- International transactions if you need low forex markup; this card lists 3% markup.
Welcome And Travel Benefits
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
International lounge: International lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Travel: Travel benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Golf: Golf benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Insurance: Insurance benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3% foreign currency markup.
Reward Exclusions
Milestone Benefits
- Spend Rs 2,00,000 in a monthly period.
- Spend Rs 10,00,000 in a yearly period.
- Spend Rs 12,00,000 in a yearly period.
Zlash Verdict
Choose this card when travel, shopping, online shopping match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of Union Bank NEXTERIA Credit Card?
The listed annual fee is Rs 12,499.
What is Union Bank NEXTERIA Credit Card best used for?
Union Bank NEXTERIA Credit Card is most useful when your spends regularly fall into online shopping.
Does Union Bank NEXTERIA Credit Card have reward exclusions?
Yes. The extracted exclusions include jewellery, fuel, cash withdrawals, bitcoin, wallet loading, alcohol wine shops.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.