Union Bank of India Divaa RuPay Credit Card
Union Bank of India Divaa RuPay Credit Card from Union Bank of India is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 499 | Reward type: Reward Points | Best for: Travel, Shopping, Partner Brands
Estimated value per Rs 100 of eligible spend.
Union Bank of India Divaa RuPay Credit Card Overview
Union Bank of India Divaa RuPay Credit Card is an Union Bank of India credit card. Base reward value is about Rs 0.5 per Rs 100 of eligible spend. Zlash checks boosted categories like partner brands along with caps and exclusions.
Best For
Union Bank of India Divaa RuPay Credit Card is most useful when your spends regularly fall into partner brands.
Rewards
partner brands
1x the base reward rate.
Not Good For
- International transactions if you need low forex markup; this card lists 3% markup.
Welcome And Travel Benefits
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
International lounge: International lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Insurance: Insurance benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3% foreign currency markup.
Zlash Verdict
Choose this card when travel, shopping, partner brands match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of Union Bank of India Divaa RuPay Credit Card?
The listed annual fee is Rs 499.
What is Union Bank of India Divaa RuPay Credit Card best used for?
Union Bank of India Divaa RuPay Credit Card is most useful when your spends regularly fall into partner brands.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.