Union Bank Rupay Combo Debit Cum Credit Card
Union Bank Rupay Combo Debit Cum Credit Card from Union Bank of India is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Lifetime free | Best for: Travel, Utility Bills, Dining
Union Bank Rupay Combo Debit Cum Credit Card Overview
Union Bank Rupay Combo Debit Cum Credit Card is an Union Bank of India credit card. Zlash checks boosted categories like utility bills, dining, wallet reloads along with caps and exclusions.
Best For
Union Bank Rupay Combo Debit Cum Credit Card is most useful when your spends regularly fall into utility bills, dining, wallet reloads.
Rewards
utility bills
1x the base reward rate.
Monthly cap: Rs 50
dining
1x the base reward rate.
wallet reloads
1x the base reward rate.
Monthly cap: Rs 50
Not Good For
- Users whose main spends do not match the card's boosted reward categories.
Welcome And Travel Benefits
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
International lounge: International lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Travel: Travel benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Insurance: Insurance benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
Zlash Verdict
Choose this card when travel, utility bills, dining match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of Union Bank Rupay Combo Debit Cum Credit Card?
The listed annual fee is Lifetime free.
What is Union Bank Rupay Combo Debit Cum Credit Card best used for?
Union Bank Rupay Combo Debit Cum Credit Card is most useful when your spends regularly fall into utility bills, dining, wallet reloads.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.