Union JCB Wellness Credit Card
Union JCB Wellness Credit Card from Union Bank of India is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 999 | Reward type: Reward Points | Best for: Shopping, Health, Dining
Estimated value per Rs 100 of eligible spend.
Union JCB Wellness Credit Card Overview
Union JCB Wellness Credit Card is an Union Bank of India credit card. Base reward value is about Rs 0.5 per Rs 100 of eligible spend. Zlash checks boosted categories like dining, online shopping, grocery along with caps and exclusions.
Best For
Union JCB Wellness Credit Card is most useful when your spends regularly fall into dining, online shopping, grocery.
Rewards
dining
2x the base reward rate.
online shopping
2x the base reward rate.
grocery
2x the base reward rate.
Not Good For
- International transactions if you need low forex markup; this card lists 3% markup.
Welcome And Travel Benefits
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
International lounge: International lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Golf: Golf benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Insurance: Insurance benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3% foreign currency markup.
Milestone Benefits
- Spend Rs 1,50,000 in a yearly period for benefit value around Rs 250.
- Spend Rs 2,00,000 in a yearly period for benefit value around Rs 375.
- Spend Rs 2,50,000 in a yearly period for benefit value around Rs 500.
Zlash Verdict
Choose this card when shopping, health, dining match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of Union JCB Wellness Credit Card?
The listed annual fee is Rs 999.
What is Union JCB Wellness Credit Card best used for?
Union JCB Wellness Credit Card is most useful when your spends regularly fall into dining, online shopping, grocery.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.