Union Select RuPay Credit Card
Union Select RuPay Credit Card from Union Bank of India is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 499 | Best for: Shopping, Utility Bills, Wallet Reloads
Estimated value per Rs 100 of eligible spend.
Union Select RuPay Credit Card Overview
Union Select RuPay Credit Card is an Union Bank of India credit card. Base reward value is about Rs 0.25 per Rs 100 of eligible spend. Zlash checks boosted categories like utility bills, wallet reloads, travel along with caps and exclusions.
Best For
Union Select RuPay Credit Card is most useful when your spends regularly fall into utility bills, wallet reloads, travel.
Rewards
utility bills
12.5x the base reward rate.
Monthly cap: Rs 50
wallet reloads
12.5x the base reward rate.
Monthly cap: Rs 50
travel
6.25x the base reward rate.
Not Good For
- International transactions if you need low forex markup; this card lists 3% markup.
Welcome And Travel Benefits
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
International lounge: International lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Travel: Travel benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Insurance: Insurance benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3% foreign currency markup.
Zlash Verdict
Choose this card when shopping, utility bills, wallet reloads match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of Union Select RuPay Credit Card?
The listed annual fee is Rs 499.
What is Union Select RuPay Credit Card best used for?
Union Select RuPay Credit Card is most useful when your spends regularly fall into utility bills, wallet reloads, travel.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.