YES Bank BYOC Credit Card
YES Bank BYOC Credit Card from YES Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 49 | Best for: Shopping, Partner Brands
Estimated value per Rs 100 of eligible spend.
YES Bank BYOC Credit Card Overview
YES Bank BYOC Credit Card is a YES Bank credit card. Base reward value is about Rs 1 per Rs 100 of eligible spend. Zlash checks boosted categories like partner brands along with caps and exclusions.
Best For
YES Bank BYOC Credit Card is most useful when your spends regularly fall into partner brands.
Rewards
partner brands
1x the base reward rate.
Not Good For
- Spends in excluded categories such as fuel transactions, cash withdrawals, emi transactions, credit card fee payments.
- International transactions if you need low forex markup; this card lists 3.5% markup.
- Users who cannot recover the annual fee through rewards or card benefits.
Welcome And Travel Benefits
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Travel: Travel benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Golf: Golf benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Reward Exclusions
Zlash Verdict
Choose this card when shopping, partner brands match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of YES Bank BYOC Credit Card?
The listed annual fee is Rs 49.
What is YES Bank BYOC Credit Card best used for?
YES Bank BYOC Credit Card is most useful when your spends regularly fall into partner brands.
Does YES Bank BYOC Credit Card have reward exclusions?
Yes. The extracted exclusions include fuel transactions, cash withdrawals, emi transactions, credit card fee payments.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.