YES Bank EMI Credit Card
YES Bank EMI Credit Card from YES Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 499 | Best for: Shopping, Partner Brands
Estimated value per Rs 100 of eligible spend.
YES Bank EMI Credit Card Overview
YES Bank EMI Credit Card is a YES Bank credit card. Base reward value is about Rs 1 per Rs 100 of eligible spend. Zlash checks boosted categories like partner brands along with caps and exclusions.
Best For
YES Bank EMI Credit Card is most useful when your spends regularly fall into partner brands.
Rewards
partner brands
3x the base reward rate.
Monthly cap: Rs 1,000
Not Good For
- Spends in excluded categories such as emi transactions.
- International transactions if you need low forex markup; this card lists 3.5% markup.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Reward Exclusions
Zlash Verdict
Choose this card when shopping, partner brands match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of YES Bank EMI Credit Card?
The listed annual fee is Rs 499.
What is YES Bank EMI Credit Card best used for?
YES Bank EMI Credit Card is most useful when your spends regularly fall into partner brands.
Does YES Bank EMI Credit Card have reward exclusions?
Yes. The extracted exclusions include emi transactions.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.