YES Bank RESERV Credit Card
YES Bank RESERV Credit Card from YES Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 2,499 | Reward type: Reward Points | Best for: Travel, Shopping, Online Shopping
YES Bank RESERV Credit Card Overview
YES Bank RESERV Credit Card is a YES Bank credit card. Zlash checks boosted categories like online shopping, partner brands, insurance along with caps and exclusions.
Best For
YES Bank RESERV Credit Card is most useful when your spends regularly fall into online shopping, partner brands, insurance.
Rewards
online shopping
4x the base reward rate.
partner brands
2x the base reward rate.
insurance
1x the base reward rate.
education
1x the base reward rate.
utility bills
1x the base reward rate.
Not Good For
- Spends in excluded categories such as fuel, cash advance, rent, emi transactions.
Welcome And Travel Benefits
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
International lounge: International lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Golf: Golf benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Insurance: Insurance benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
1.75% foreign currency markup.
Reward Exclusions
Milestone Benefits
- Spend Rs 1,00,000 in a quarterly period.
- Spend Rs 3,00,000 in a yearly period for benefit value around Rs 2,499.
Zlash Verdict
Choose this card when travel, shopping, online shopping match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of YES Bank RESERV Credit Card?
The listed annual fee is Rs 2,499.
What is YES Bank RESERV Credit Card best used for?
YES Bank RESERV Credit Card is most useful when your spends regularly fall into online shopping, partner brands, insurance.
Does YES Bank RESERV Credit Card have reward exclusions?
Yes. The extracted exclusions include fuel, cash advance, rent, emi transactions.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.