YES First Preferred Credit Card
YES First Preferred Credit Card from YES Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 999 | Reward type: Reward Points | Best for: Shopping, Travel, Dining
Estimated value per Rs 100 of eligible spend.
YES First Preferred Credit Card Overview
YES First Preferred Credit Card is a YES Bank credit card. Base reward value is about Rs 1 per Rs 100 of eligible spend. Zlash checks boosted categories like travel, dining, utility bills along with caps and exclusions.
Best For
YES First Preferred Credit Card is most useful when your spends regularly fall into travel, dining, utility bills.
Rewards
travel
2x the base reward rate.
Monthly cap: Rs 3,000
dining
2x the base reward rate.
Monthly cap: Rs 3,000
utility bills
0.5x the base reward rate.
grocery
0.5x the base reward rate.
insurance
0.5x the base reward rate.
Not Good For
- Users who cannot recover the annual fee through rewards or card benefits.
Welcome And Travel Benefits
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
International lounge: International lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Travel: Travel benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Golf: Golf benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Insurance: Insurance benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
1.75% foreign currency markup.
Milestone Benefits
- Spend Rs 50,000 in a yearly period for benefit value around Rs 999.
- Spend Rs 4,00,000 in a yearly period for benefit value around Rs 999.
Zlash Verdict
Choose this card when shopping, travel, dining match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of YES First Preferred Credit Card?
The listed annual fee is Rs 999.
What is YES First Preferred Credit Card best used for?
YES First Preferred Credit Card is most useful when your spends regularly fall into travel, dining, utility bills.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.