YES Prosperity Cashback Plus Credit Card
YES Prosperity Cashback Plus Credit Card from YES Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 1,499 | Best for: Shopping, Grocery, Movies And Entertainment
Estimated value per Rs 100 of eligible spend.
YES Prosperity Cashback Plus Credit Card Overview
YES Prosperity Cashback Plus Credit Card is a YES Bank credit card. Base reward value is about Rs 0.75 per Rs 100 of eligible spend. Zlash checks boosted categories like grocery, movies and entertainment, utility bills along with caps and exclusions.
Best For
YES Prosperity Cashback Plus Credit Card is most useful when your spends regularly fall into grocery, movies and entertainment, utility bills.
Rewards
grocery
6.67x the base reward rate.
Monthly cap: Rs 100
movies and entertainment
6.67x the base reward rate.
Monthly cap: Rs 100
utility bills
6.67x the base reward rate.
Not Good For
- Spends in excluded categories such as fuel.
- International transactions if you need low forex markup; this card lists 3.4% markup.
- Users who cannot recover the annual fee through rewards or card benefits.
Welcome And Travel Benefits
Welcome: Includes welcome value up to Rs 250.
Lifestyle Benefits
Insurance: Insurance benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.4% foreign currency markup.
Reward Exclusions
Zlash Verdict
Choose this card when shopping, grocery, movies and entertainment match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of YES Prosperity Cashback Plus Credit Card?
The listed annual fee is Rs 1,499.
What is YES Prosperity Cashback Plus Credit Card best used for?
YES Prosperity Cashback Plus Credit Card is most useful when your spends regularly fall into grocery, movies and entertainment, utility bills.
Does YES Prosperity Cashback Plus Credit Card have reward exclusions?
Yes. The extracted exclusions include fuel.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.