YES Select Credit Card
YES Select Credit Card from YES Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 599 | Reward type: Reward Points | Best for: Shopping, Online Shopping, Partner Brands
Estimated value per Rs 100 of eligible spend.
YES Select Credit Card Overview
YES Select Credit Card is a YES Bank credit card. Base reward value is about Rs 0.1 per Rs 100 of eligible spend. Zlash checks boosted categories like online shopping, partner brands, insurance along with caps and exclusions.
Best For
YES Select Credit Card is most useful when your spends regularly fall into online shopping, partner brands, insurance.
Rewards
online shopping
4x the base reward rate.
partner brands
2x the base reward rate.
insurance
1x the base reward rate.
utility bills
1x the base reward rate.
education
1x the base reward rate.
wallet reloads
1x the base reward rate.
rent
1x the base reward rate.
Not Good For
- Spends in excluded categories such as fuel, emi transactions, cash withdrawals.
Welcome And Travel Benefits
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Golf: Golf benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Insurance: Insurance benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
2.75% foreign currency markup.
Reward Exclusions
Zlash Verdict
Choose this card when shopping, online shopping, partner brands match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of YES Select Credit Card?
The listed annual fee is Rs 599.
What is YES Select Credit Card best used for?
YES Select Credit Card is most useful when your spends regularly fall into online shopping, partner brands, insurance.
Does YES Select Credit Card have reward exclusions?
Yes. The extracted exclusions include fuel, emi transactions, cash withdrawals.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.