YES ACE Credit Card
YES ACE Credit Card from YES Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 499 | Reward type: Reward Points | Best for: Shopping, Online Shopping, Utility Bills
Estimated value per Rs 100 of eligible spend.
YES ACE Credit Card Overview
YES ACE Credit Card is a YES Bank credit card. Base reward value is about Rs 0.2 per Rs 100 of eligible spend. Zlash checks boosted categories like online shopping, utility bills, insurance along with caps and exclusions.
Best For
YES ACE Credit Card is most useful when your spends regularly fall into online shopping, utility bills, insurance.
Rewards
online shopping
2x the base reward rate.
utility bills
0.5x the base reward rate.
insurance
0.5x the base reward rate.
education
0.5x the base reward rate.
Not Good For
- Spends in excluded categories such as fuel, cash advance, emi transactions.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Insurance: Insurance benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
2.75% foreign currency markup.
Reward Exclusions
Milestone Benefits
- Spend Rs 5,000 in a yearly period for benefit value around Rs 499.
- Spend Rs 50,000 in a yearly period for benefit value around Rs 499.
Zlash Verdict
Choose this card when shopping, online shopping, utility bills match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of YES ACE Credit Card?
The listed annual fee is Rs 499.
What is YES ACE Credit Card best used for?
YES ACE Credit Card is most useful when your spends regularly fall into online shopping, utility bills, insurance.
Does YES ACE Credit Card have reward exclusions?
Yes. The extracted exclusions include fuel, cash advance, emi transactions.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.