HDFC Bank UPI RuPay Biz Credit Card
HDFC Bank UPI RuPay Biz Credit Card from Business Cards is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 250 | Reward type: CashPoints | Best for: Shopping, Grocery, Dining
Estimated value per Rs 100 of eligible spend.
HDFC Bank UPI RuPay Biz Credit Card Overview
HDFC Bank UPI RuPay Biz Credit Card is a Business Cards upi card. Base reward value is about Rs 0.25 per Rs 100 of eligible spend. Zlash checks boosted categories like grocery, dining, utility bills along with caps and exclusions.
Best For
HDFC Bank UPI RuPay Biz Credit Card is most useful when your spends regularly fall into grocery, dining, utility bills.
Rewards
grocery
3x the base reward rate.
Monthly cap: Rs 500
dining
3x the base reward rate.
Monthly cap: Rs 500
utility bills
2x the base reward rate.
Monthly cap: Rs 500
Not Good For
- Spends in excluded categories such as fuel, rent, emi, education, wallet.
- International transactions if you need low forex markup; this card lists 3.5% markup.
Welcome And Travel Benefits
Travel: Travel benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Reward Exclusions
Milestone Benefits
- Spend Rs 25,000 in a yearly period for benefit value around Rs 99.
Zlash Verdict
Choose this card when shopping, grocery, dining match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of HDFC Bank UPI RuPay Biz Credit Card?
The listed annual fee is Rs 250.
What is HDFC Bank UPI RuPay Biz Credit Card best used for?
HDFC Bank UPI RuPay Biz Credit Card is most useful when your spends regularly fall into grocery, dining, utility bills.
Does HDFC Bank UPI RuPay Biz Credit Card have reward exclusions?
Yes. The extracted exclusions include fuel, rent, emi, education, wallet, gift.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.